// the mechanics
Three steps. One winning agent. Zero obligation to buy.
AUC·ONE, our AI auctioneer, walks you through a short intake — age, health basics, coverage amount, and contact info. No medical exam, no paperwork, no commitment.
// what we collect
The moment you submit, AUC·ONE scores your profile against carrier underwriting guidelines and licensed agent availability in your state. It ranks who is best positioned to offer you a competitive rate — not just who paid the most for your lead.
// what we collect
The best-matched licensed agent contacts you — by phone, text, or email — to confirm your actual rate and walk you through the application. You are never obligated to buy, and you can opt out of contact at any time.
// what we collect
// common questions
No. BidOnMe is a marketing and lead-referral service. We connect you with licensed insurance agents and carriers. We do not issue policies, bind coverage, or set rates.
No. The figures shown during the auction are illustrative estimates based on publicly available rate data. Your actual premium is determined by a licensed insurer after full underwriting.
We send your profile to one winning agent — the one our system identifies as best positioned to offer you a competitive rate. We are not a lead aggregator that sells your info to dozens of callers.
Yes, completely free to you. We are compensated by the insurance carriers and agents when a policy is issued.
You can opt out of contact at any time by replying STOP to any text, clicking unsubscribe in any email, or contacting us directly. No policy is issued without your explicit agreement.
We currently match applicants in most U.S. states. Agent availability varies by state. If no licensed agent is available in your area, we will let you know.