// about & trust
Insurance is one of the most opaque industries in the country. BidOnMe exists to flip the information asymmetry — giving consumers the same leverage that carriers have always had.
// what we are
BidOnMe Insurance Services is a marketing and lead-referral platform. We connect consumers who are shopping for life insurance with licensed agents and carriers who are positioned to offer them competitive coverage. We do not issue policies, bind coverage, set premiums, or act as an insurance agent or broker in any state.
Every agent in our network is independently licensed in the states where they operate. We verify credentials before any match is made. The "auction" is a metaphor for the competitive matching process — not a literal financial exchange.
We tell you exactly what we are — a marketing and referral service, not an insurer. The estimates shown during the auction are illustrative. Your real rate comes from a licensed carrier after underwriting.
We do not sell your data to dozens of agents. One best-matched licensed agent reaches out. That is the whole model.
Every agent in our network is licensed in their state. We verify credentials before any match is made. TCPA consent is collected explicitly before contact is initiated.
You can opt out of contact at any time — reply STOP to any text, click unsubscribe in any email, or contact us directly. No policy is issued without your explicit agreement.
// legal disclosures
BidOnMe Insurance Services is a marketing and lead-referral platform. We do not issue insurance policies, bind coverage, set premiums, or act as an insurance agent or broker. All insurance products are offered by licensed third-party carriers and agents.
The monthly premium figures displayed during the AUC·ONE auction are illustrative estimates based on publicly available rate data and simplified actuarial assumptions. They are not quotes, offers, or commitments. Your actual rate is determined by a licensed insurer after full underwriting, which may include a medical exam, prescription history review, and other factors.
By submitting your information, you consent to be contacted by BidOnMe and its licensed insurance partners by phone (including autodialed and prerecorded calls), text message, and email at the number and address you provide — even if listed on a Do-Not-Call registry. Consent is not a condition of purchase and may be revoked at any time.
We share the information you provide with licensed insurance agents and carriers for the purpose of providing you with insurance quotes and coverage options. We do not sell your data to unaffiliated third parties for marketing purposes unrelated to insurance. See our Privacy Policy for full details and your opt-out rights.
Agent availability varies by state. BidOnMe does not guarantee that a licensed agent will be available in your state or that any particular rate will be available to you.